Call reports 2022
GOLDEN BANK, NATIONAL ASSOCIATION — 2022
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,367,310,000 | 1,370,226,000 | 1,423,063,000 | 1,530,912,000 |
| Total loans | 1,076,792,000 | 1,131,528,000 | 1,212,533,000 | 1,259,427,000 |
| Allowance for loan losses | 13,297,000 | 13,635,000 | 14,539,000 | 15,489,000 |
| Securities available for sale | 82,682,000 | 72,393,000 | 68,562,000 | 62,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,346,000 | 1,136,885,000 | 1,160,048,000 | 1,274,358,000 |
| Interest-bearing deposits | 877,509,000 | 883,401,000 | 902,502,000 | 1,027,026,000 |
| Noninterest-bearing deposits | 255,837,000 | 253,484,000 | 257,546,000 | 247,332,000 |
| Equity capital | 179,214,000 | 182,189,000 | 187,914,000 | 195,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,405,000 | 27,969,000 | 45,462,000 | 66,906,000 |
| Interest expense | 1,061,000 | 2,246,000 | 4,470,000 | 9,413,000 |
| Net interest income | 12,344,000 | 25,723,000 | 40,992,000 | 57,493,000 |
| Noninterest income | 1,975,000 | 2,494,000 | 3,351,000 | 4,300,000 |
| Noninterest expense | 6,743,000 | 13,136,000 | 20,015,000 | 27,796,000 |
| Provision for loan losses | 200,000 | 500,000 | 1,400,000 | 2,350,000 |
| Pretax income | 7,108,000 | 14,107,000 | 22,200,000 | 30,938,000 |
| Income tax | 1,441,000 | 2,859,000 | 4,503,000 | 6,289,000 |
| Net income | 5,667,000 | 11,248,000 | 17,697,000 | 24,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,980,000 | 184,994,000 | 191,425,000 | 198,525,000 |
| Total capital | 192,411,000 | 198,764,000 | 206,099,000 | 214,149,000 |
| Risk-weighted assets | 1,195,593,000 | 1,246,809,000 | 1,324,628,000 | 1,410,032,000 |