Call reports 2020
GOLDEN BANK, NATIONAL ASSOCIATION — 2020
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,071,625,000 | 1,125,957,000 | 1,141,493,000 | 1,152,253,000 |
| Total loans | 783,789,000 | 877,819,000 | 896,180,000 | 904,495,000 |
| Allowance for loan losses | 9,578,000 | 10,191,000 | 10,691,000 | 11,191,000 |
| Securities available for sale | 122,012,000 | 121,162,000 | 111,457,000 | 103,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,129,000 | 926,330,000 | 943,292,000 | 949,314,000 |
| Interest-bearing deposits | 749,797,000 | 747,067,000 | 762,358,000 | 778,167,000 |
| Noninterest-bearing deposits | 125,332,000 | 179,263,000 | 180,934,000 | 171,147,000 |
| Equity capital | 138,632,000 | 143,670,000 | 147,774,000 | 152,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,676,000 | 24,857,000 | 36,569,000 | 48,519,000 |
| Interest expense | 3,536,000 | 6,565,000 | 8,868,000 | 10,822,000 |
| Net interest income | 8,140,000 | 18,292,000 | 27,701,000 | 37,697,000 |
| Noninterest income | 300,000 | 716,000 | 2,018,000 | 3,368,000 |
| Noninterest expense | 4,742,000 | 9,632,000 | 14,813,000 | 19,998,000 |
| Provision for loan losses | 595,000 | 1,208,000 | 1,708,000 | 2,208,000 |
| Pretax income | 3,225,000 | 8,411,000 | 13,511,000 | 19,155,000 |
| Income tax | 633,000 | 1,671,000 | 2,685,000 | 3,807,000 |
| Net income | 2,592,000 | 6,740,000 | 10,826,000 | 15,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,648,000 | 141,766,000 | 145,602,000 | 150,001,000 |
| Total capital | 147,361,000 | 152,092,000 | 156,428,000 | 161,327,000 |
| Risk-weighted assets | 882,556,000 | 899,956,000 | 896,404,000 | 933,622,000 |