Call reports 2016
GOLDEN BANK, NATIONAL ASSOCIATION — 2016
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 644,980,000 | 675,683,000 | 693,658,000 | 719,092,000 |
| Total loans | 492,309,000 | 512,653,000 | 533,103,000 | 542,982,000 |
| Allowance for loan losses | 6,128,000 | 6,110,000 | 6,721,000 | 7,396,000 |
| Securities available for sale | 81,689,000 | 82,106,000 | 81,887,000 | 82,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,968,000 | 542,057,000 | 557,659,000 | 578,405,000 |
| Interest-bearing deposits | 439,131,000 | 458,312,000 | 466,871,000 | 488,923,000 |
| Noninterest-bearing deposits | 79,837,000 | 83,745,000 | 90,788,000 | 89,482,000 |
| Equity capital | 91,477,000 | 94,060,000 | 95,927,000 | 96,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,534,000 | 13,841,000 | 21,281,000 | 28,759,000 |
| Interest expense | 823,000 | 1,721,000 | 2,673,000 | 3,677,000 |
| Net interest income | 5,711,000 | 12,120,000 | 18,608,000 | 25,082,000 |
| Noninterest income | 234,000 | 470,000 | 751,000 | 1,044,000 |
| Noninterest expense | 3,332,000 | 6,776,000 | 10,145,000 | 13,466,000 |
| Provision for loan losses | 276,000 | 276,000 | 886,000 | 1,561,000 |
| Pretax income | 2,337,000 | 5,538,000 | 8,337,000 | 11,108,000 |
| Income tax | 718,000 | 1,730,000 | 2,592,000 | 3,451,000 |
| Net income | 1,619,000 | 3,808,000 | 5,745,000 | 7,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,882,000 | 93,081,000 | 95,004,000 | 96,806,000 |
| Total capital | 97,144,000 | 99,325,000 | 101,859,000 | 104,336,000 |
| Risk-weighted assets | 553,173,000 | 569,707,000 | 595,064,000 | 606,035,000 |