Call reports 2015
GOLDEN BANK, NATIONAL ASSOCIATION — 2015
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 567,834,000 | 606,265,000 | 627,207,000 | 621,969,000 |
| Total loans | 396,079,000 | 413,029,000 | 419,795,000 | 436,482,000 |
| Allowance for loan losses | 6,042,000 | 5,718,000 | 5,718,000 | 5,852,000 |
| Securities available for sale | 88,511,000 | 89,096,000 | 85,438,000 | 87,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,674,000 | 493,135,000 | 505,302,000 | 498,703,000 |
| Interest-bearing deposits | 402,605,000 | 418,089,000 | 423,889,000 | 420,892,000 |
| Noninterest-bearing deposits | 77,069,000 | 75,046,000 | 81,413,000 | 77,811,000 |
| Equity capital | 84,466,000 | 85,913,000 | 87,804,000 | 89,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,920,000 | 11,828,000 | 18,026,000 | 24,380,000 |
| Interest expense | 582,000 | 1,210,000 | 1,928,000 | 2,711,000 |
| Net interest income | 5,338,000 | 10,618,000 | 16,098,000 | 21,669,000 |
| Noninterest income | 262,000 | 567,000 | 850,000 | 1,132,000 |
| Noninterest expense | 2,987,000 | 6,120,000 | 9,367,000 | 12,775,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -400,000 |
| Pretax income | 2,629,000 | 5,481,000 | 7,997,000 | 10,448,000 |
| Income tax | 811,000 | 1,692,000 | 2,452,000 | 3,187,000 |
| Net income | 1,818,000 | 3,789,000 | 5,545,000 | 7,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,830,000 | 85,770,000 | 87,542,000 | 89,229,000 |
| Total capital | 89,514,000 | 91,623,000 | 93,395,000 | 95,216,000 |
| Risk-weighted assets | 454,137,000 | 478,336,000 | 486,416,000 | 536,350,000 |