Call reports 2012
GOLDEN BANK, NATIONAL ASSOCIATION — 2012
What GOLDEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 534,039,000 | 544,746,000 | 547,892,000 | 553,651,000 |
| Total loans | 297,404,000 | 302,950,000 | 308,976,000 | 298,317,000 |
| Allowance for loan losses | 7,002,000 | 6,366,000 | 5,979,000 | 5,888,000 |
| Securities available for sale | 79,023,000 | 86,371,000 | 86,356,000 | 106,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,197,000 | 474,914,000 | 475,044,000 | 480,116,000 |
| Interest-bearing deposits | 414,678,000 | 417,635,000 | 415,215,000 | 419,757,000 |
| Noninterest-bearing deposits | 50,519,000 | 57,279,000 | 59,829,000 | 60,359,000 |
| Equity capital | 66,972,000 | 67,843,000 | 69,714,000 | 70,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,025,000 | 9,994,000 | 15,139,000 | 20,316,000 |
| Interest expense | 918,000 | 1,847,000 | 2,707,000 | 3,541,000 |
| Net interest income | 4,107,000 | 8,147,000 | 12,432,000 | 16,775,000 |
| Noninterest income | -916,000 | -680,000 | -299,000 | -288,000 |
| Noninterest expense | 2,610,000 | 5,347,000 | 8,081,000 | 10,828,000 |
| Provision for loan losses | 0 | 400,000 | 0 | 0 |
| Pretax income | 1,102,000 | 2,311,000 | 4,643,000 | 6,262,000 |
| Income tax | 299,000 | 628,000 | 1,340,000 | 1,792,000 |
| Net income | 803,000 | 1,683,000 | 3,303,000 | 4,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,448,000 | 66,328,000 | 67,948,000 | 69,115,000 |
| Total capital | 69,646,000 | 70,651,000 | 72,269,000 | 73,331,000 |
| Risk-weighted assets | 330,603,000 | 340,699,000 | 341,626,000 | 332,698,000 |