Call reports 2025
COMMUNITY VALLEY BANK — 2025
What COMMUNITY VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 320,430,000 | 324,699,000 |
| Total loans | 268,090,000 | 272,661,000 |
| Allowance for loan losses | 2,741,000 | 2,784,000 |
| Securities available for sale | 10,000 | 6,000 |
| Securities held to maturity | 5,865,000 | 4,615,000 |
| Trading assets | 0 | 0 |
| Total deposits | 282,479,000 | 285,457,000 |
| Interest-bearing deposits | 221,407,000 | 226,650,000 |
| Noninterest-bearing deposits | 61,072,000 | 58,807,000 |
| Equity capital | 34,374,000 | 32,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 4,696,000 | 9,627,000 |
| Interest expense | 1,372,000 | 2,844,000 |
| Net interest income | 3,324,000 | 6,783,000 |
| Noninterest income | 218,000 | 989,000 |
| Noninterest expense | 2,956,000 | 5,828,000 |
| Provision for loan losses | 25,000 | 136,000 |
| Pretax income | 561,000 | 1,800,000 |
| Income tax | 156,000 | 350,000 |
| Net income | 405,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 34,374,000 | 32,815,000 |