Call reports 2024
COMMUNITY VALLEY BANK — 2024
What COMMUNITY VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 302,260,000 | 310,643,000 | 315,847,000 | 311,367,000 |
| Total loans | 239,782,000 | 256,744,000 | 261,102,000 | 262,933,000 |
| Allowance for loan losses | 2,591,000 | 2,717,000 | 2,698,000 | 2,711,000 |
| Securities available for sale | 33,000 | 26,000 | 21,000 | 15,000 |
| Securities held to maturity | 6,123,000 | 6,120,000 | 5,868,000 | 5,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,018,000 | 265,262,000 | 276,314,000 | 270,937,000 |
| Interest-bearing deposits | 193,001,000 | 195,806,000 | 214,102,000 | 210,524,000 |
| Noninterest-bearing deposits | 71,017,000 | 69,456,000 | 62,212,000 | 60,413,000 |
| Equity capital | 35,414,000 | 35,975,000 | 36,582,000 | 37,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,150,000 | 8,577,000 | 13,207,000 | 17,850,000 |
| Interest expense | 1,144,000 | 2,358,000 | 3,776,000 | 5,176,000 |
| Net interest income | 3,006,000 | 6,219,000 | 9,431,000 | 12,674,000 |
| Noninterest income | 192,000 | 401,000 | 656,000 | 896,000 |
| Noninterest expense | 1,825,000 | 3,693,000 | 5,549,000 | 7,526,000 |
| Provision for loan losses | 53,000 | 176,000 | 201,000 | 211,000 |
| Pretax income | 1,320,000 | 2,751,000 | 4,337,000 | 5,833,000 |
| Income tax | 371,000 | 785,000 | 1,244,000 | 1,677,000 |
| Net income | 949,000 | 1,966,000 | 3,093,000 | 4,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,311,000 | 35,919,000 | 36,571,000 | 37,533,000 |