Call reports 2023
COMMUNITY VALLEY BANK — 2023
What COMMUNITY VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 293,078,000 | 292,459,000 | 295,475,000 | 297,041,000 |
| Total loans | 224,962,000 | 222,305,000 | 223,266,000 | 231,924,000 |
| Allowance for loan losses | 2,421,000 | 2,422,000 | 2,447,000 | 2,534,000 |
| Securities available for sale | 65,000 | 55,000 | 46,000 | 39,000 |
| Securities held to maturity | 6,137,000 | 6,134,000 | 6,130,000 | 6,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,548,000 | 255,191,000 | 258,002,000 | 259,605,000 |
| Interest-bearing deposits | 186,553,000 | 183,803,000 | 192,140,000 | 192,203,000 |
| Noninterest-bearing deposits | 69,995,000 | 71,388,000 | 65,862,000 | 67,402,000 |
| Equity capital | 33,789,000 | 34,558,000 | 34,658,000 | 34,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,648,000 | 7,546,000 | 11,601,000 | 16,001,000 |
| Interest expense | 766,000 | 1,815,000 | 2,877,000 | 4,020,000 |
| Net interest income | 2,882,000 | 5,731,000 | 8,724,000 | 11,981,000 |
| Noninterest income | 196,000 | 387,000 | 539,000 | 729,000 |
| Noninterest expense | 1,723,000 | 3,498,000 | 5,242,000 | 7,042,000 |
| Provision for loan losses | 16,000 | 16,000 | 46,000 | 136,000 |
| Pretax income | 1,339,000 | 2,604,000 | 3,975,000 | 5,532,000 |
| Income tax | 372,000 | 721,000 | 1,101,000 | 1,527,000 |
| Net income | 967,000 | 1,883,000 | 2,874,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,503,000 | 34,319,000 | 34,465,000 | 34,572,000 |