Call reports 2022
COMMUNITY VALLEY BANK — 2022
What COMMUNITY VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 284,719,000 | 295,037,000 | 276,666,000 | 277,619,000 |
| Total loans | 201,787,000 | 206,607,000 | 211,050,000 | 224,485,000 |
| Allowance for loan losses | 2,359,000 | 2,359,000 | 2,358,000 | 2,421,000 |
| Securities available for sale | 114,000 | 97,000 | 82,000 | 74,000 |
| Securities held to maturity | 4,651,000 | 4,648,000 | 5,394,000 | 6,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,534,000 | 258,150,000 | 238,930,000 | 239,267,000 |
| Interest-bearing deposits | 167,150,000 | 176,468,000 | 162,884,000 | 168,606,000 |
| Noninterest-bearing deposits | 81,384,000 | 81,682,000 | 76,046,000 | 70,661,000 |
| Equity capital | 31,100,000 | 31,867,000 | 32,673,000 | 33,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,559,000 | 8,682,000 | 12,081,000 |
| Interest expense | 172,000 | 345,000 | 601,000 | 1,139,000 |
| Net interest income | 2,504,000 | 5,214,000 | 8,081,000 | 10,942,000 |
| Noninterest income | 553,000 | 767,000 | 962,000 | 1,147,000 |
| Noninterest expense | 1,558,000 | 3,066,000 | 4,669,000 | 6,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,499,000 | 2,915,000 | 4,374,000 | 5,814,000 |
| Income tax | 432,000 | 839,000 | 1,258,000 | 1,673,000 |
| Net income | 1,067,000 | 2,076,000 | 3,116,000 | 4,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,628,000 | 31,442,000 | 32,296,000 | 33,138,000 |