Call reports 2021
COMMUNITY VALLEY BANK — 2021
What COMMUNITY VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 273,282,000 | 276,052,000 | 270,619,000 | 277,104,000 |
| Total loans | 220,819,000 | 213,577,000 | 206,136,000 | 211,124,000 |
| Allowance for loan losses | 2,159,000 | 2,159,000 | 2,233,000 | 2,370,000 |
| Securities available for sale | 241,000 | 169,000 | 149,000 | 132,000 |
| Securities held to maturity | 915,000 | 661,000 | 658,000 | 654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,361,000 | 240,575,000 | 233,836,000 | 239,808,000 |
| Interest-bearing deposits | 147,868,000 | 158,251,000 | 157,295,000 | 164,931,000 |
| Noninterest-bearing deposits | 83,493,000 | 82,324,000 | 76,541,000 | 74,877,000 |
| Equity capital | 26,735,000 | 27,632,000 | 29,303,000 | 30,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,241,000 | 6,596,000 | 10,689,000 | 12,500,000 |
| Interest expense | 211,000 | 401,000 | 567,000 | 741,000 |
| Net interest income | 3,030,000 | 6,195,000 | 10,122,000 | 11,759,000 |
| Noninterest income | -187,000 | -285,000 | 69,000 | 1,566,000 |
| Noninterest expense | 1,356,000 | 2,904,000 | 4,277,000 | 5,798,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 200,000 |
| Pretax income | 1,487,000 | 3,006,000 | 5,839,000 | 7,327,000 |
| Income tax | 441,000 | 868,000 | 1,697,000 | 2,128,000 |
| Net income | 1,046,000 | 2,138,000 | 4,142,000 | 5,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,073,000 | 27,016,000 | 28,735,000 | 29,690,000 |