Call reports 2020
COMMUNITY VALLEY BANK — 2020
What COMMUNITY VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 208,800,000 | 246,473,000 | 251,789,000 | 259,610,000 |
| Total loans | 173,071,000 | 203,334,000 | 206,771,000 | 208,769,000 |
| Allowance for loan losses | 1,941,000 | 2,030,000 | 2,027,000 | 2,188,000 |
| Securities available for sale | 482,000 | 453,000 | 400,000 | 299,000 |
| Securities held to maturity | 935,000 | 930,000 | 925,000 | 920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,374,000 | 206,141,000 | 205,540,000 | 207,161,000 |
| Interest-bearing deposits | 110,167,000 | 118,919,000 | 138,003,000 | 135,494,000 |
| Noninterest-bearing deposits | 61,207,000 | 87,222,000 | 67,537,000 | 71,667,000 |
| Equity capital | 23,604,000 | 24,311,000 | 24,933,000 | 25,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,666,000 | 5,397,000 | 8,181,000 | 11,455,000 |
| Interest expense | 398,000 | 681,000 | 939,000 | 1,172,000 |
| Net interest income | 2,268,000 | 4,716,000 | 7,242,000 | 10,283,000 |
| Noninterest income | 98,000 | 104,000 | 138,000 | 260,000 |
| Noninterest expense | 1,562,000 | 2,673,000 | 4,104,000 | 5,645,000 |
| Provision for loan losses | 16,000 | 121,000 | 121,000 | 121,000 |
| Pretax income | 788,000 | 2,026,000 | 3,155,000 | 4,777,000 |
| Income tax | 235,000 | 587,000 | 915,000 | 1,390,000 |
| Net income | 553,000 | 1,439,000 | 2,240,000 | 3,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,749,000 | 23,506,000 | 24,177,000 | 25,195,000 |