Call reports 2019
COMMUNITY VALLEY BANK — 2019
What COMMUNITY VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 196,312,000 | 188,495,000 | 189,590,000 | 201,834,000 |
| Total loans | 146,127,000 | 146,162,000 | 152,801,000 | 161,737,000 |
| Allowance for loan losses | 1,694,000 | 1,691,000 | 1,792,000 | 1,911,000 |
| Securities available for sale | 556,000 | 539,000 | 518,000 | 490,000 |
| Securities held to maturity | 1,455,000 | 1,450,000 | 1,444,000 | 940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,537,000 | 164,007,000 | 159,180,000 | 170,680,000 |
| Interest-bearing deposits | 119,701,000 | 102,385,000 | 100,872,000 | 103,012,000 |
| Noninterest-bearing deposits | 52,836,000 | 61,622,000 | 58,308,000 | 67,668,000 |
| Equity capital | 21,324,000 | 21,852,000 | 22,728,000 | 23,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 4,994,000 | 7,619,000 | 10,099,000 |
| Interest expense | 314,000 | 650,000 | 997,000 | 1,382,000 |
| Net interest income | 2,252,000 | 4,344,000 | 6,622,000 | 8,717,000 |
| Noninterest income | -16,000 | 180,000 | 520,000 | 763,000 |
| Noninterest expense | 1,509,000 | 2,938,000 | 4,238,000 | 5,676,000 |
| Provision for loan losses | 0 | 164,000 | 288,000 | 464,000 |
| Pretax income | 727,000 | 1,422,000 | 2,615,000 | 3,340,000 |
| Income tax | 202,000 | 396,000 | 732,000 | 934,000 |
| Net income | 525,000 | 1,026,000 | 1,883,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,304,000 | 20,870,000 | 21,792,000 | 22,277,000 |
| Total capital | 22,018,000 | 22,579,000 | 23,602,000 | 24,210,000 |
| Risk-weighted assets | 137,098,000 | 139,229,000 | 149,978,000 | 161,630,000 |