Call reports 2018
COMMUNITY VALLEY BANK — 2018
What COMMUNITY VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,358,000 | 151,628,000 | 181,746,000 | 195,519,000 |
| Total loans | 125,196,000 | 124,006,000 | 148,096,000 | 148,467,000 |
| Allowance for loan losses | 1,577,000 | 1,578,000 | 1,684,000 | 1,698,000 |
| Securities available for sale | 674,000 | 634,000 | 593,000 | 575,000 |
| Securities held to maturity | 1,475,000 | 1,470,000 | 1,465,000 | 1,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,689,000 | 129,808,000 | 157,229,000 | 172,369,000 |
| Interest-bearing deposits | 104,546,000 | 101,904,000 | 115,049,000 | 114,754,000 |
| Noninterest-bearing deposits | 29,143,000 | 27,904,000 | 42,180,000 | 57,615,000 |
| Equity capital | 19,107,000 | 19,513,000 | 20,080,000 | 20,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,105,000 | 6,400,000 | 8,855,000 |
| Interest expense | 255,000 | 533,000 | 816,000 | 1,110,000 |
| Net interest income | 1,788,000 | 3,572,000 | 5,584,000 | 7,745,000 |
| Noninterest income | 93,000 | 100,000 | 357,000 | 604,000 |
| Noninterest expense | 1,271,000 | 2,501,000 | 3,863,000 | 5,297,000 |
| Provision for loan losses | 42,000 | 42,000 | 152,000 | 155,000 |
| Pretax income | 568,000 | 1,129,000 | 1,926,000 | 2,897,000 |
| Income tax | 162,000 | 322,000 | 552,000 | 853,000 |
| Net income | 406,000 | 807,000 | 1,374,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,116,000 | 19,529,000 | 18,990,000 | 19,716,000 |
| Total capital | 20,623,000 | 20,993,000 | 20,664,000 | 21,419,000 |
| Risk-weighted assets | 120,441,000 | 116,969,000 | 133,906,000 | 136,269,000 |