Call reports 2017
COMMUNITY VALLEY BANK — 2017
What COMMUNITY VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,864,000 | 161,906,000 | 159,595,000 | 163,814,000 |
| Total loans | 126,723,000 | 128,115,000 | 125,523,000 | 130,627,000 |
| Allowance for loan losses | 1,588,000 | 1,603,000 | 1,603,000 | 1,633,000 |
| Securities available for sale | 838,000 | 806,000 | 768,000 | 725,000 |
| Securities held to maturity | 1,494,000 | 1,489,000 | 1,485,000 | 1,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,040,000 | 141,590,000 | 138,888,000 | 142,898,000 |
| Interest-bearing deposits | 103,791,000 | 113,097,000 | 111,978,000 | 106,272,000 |
| Noninterest-bearing deposits | 31,249,000 | 28,493,000 | 26,910,000 | 36,626,000 |
| Equity capital | 17,577,000 | 18,026,000 | 18,445,000 | 18,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,973,000 | 6,041,000 | 8,151,000 |
| Interest expense | 218,000 | 447,000 | 687,000 | 936,000 |
| Net interest income | 1,700,000 | 3,526,000 | 5,354,000 | 7,215,000 |
| Noninterest income | 309,000 | 647,000 | 728,000 | 917,000 |
| Noninterest expense | 1,216,000 | 2,443,000 | 3,671,000 | 4,839,000 |
| Provision for loan losses | 100,000 | 313,000 | 313,000 | 370,000 |
| Pretax income | 693,000 | 1,417,000 | 2,098,000 | 2,923,000 |
| Income tax | 271,000 | 561,000 | 832,000 | 1,400,000 |
| Net income | 422,000 | 856,000 | 1,266,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,476,000 | 18,010,000 | 18,432,000 | 18,699,000 |
| Total capital | 18,937,000 | 19,509,000 | 19,961,000 | 20,237,000 |
| Risk-weighted assets | 116,744,000 | 119,824,000 | 122,244,000 | 122,915,000 |