Call reports 2012
COMMUNITY VALLEY BANK — 2012
What COMMUNITY VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,380,000 | 91,289,000 | 95,227,000 | 108,674,000 |
| Total loans | 56,360,000 | 62,246,000 | 75,538,000 | 80,628,000 |
| Allowance for loan losses | 1,125,000 | 1,329,000 | 1,344,000 | 1,434,000 |
| Securities available for sale | 791,000 | 1,400,000 | 707,000 | 495,000 |
| Securities held to maturity | 508,000 | 508,000 | 508,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,677,000 | 79,611,000 | 83,291,000 | 90,534,000 |
| Interest-bearing deposits | 58,540,000 | 60,600,000 | 63,630,000 | 67,446,000 |
| Noninterest-bearing deposits | 19,137,000 | 19,011,000 | 19,661,000 | 23,088,000 |
| Equity capital | 10,597,000 | 10,727,000 | 10,851,000 | 11,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,146,000 | 3,328,000 | 4,711,000 |
| Interest expense | 163,000 | 329,000 | 505,000 | 681,000 |
| Net interest income | 861,000 | 1,817,000 | 2,823,000 | 4,030,000 |
| Noninterest income | 89,000 | 416,000 | 480,000 | 915,000 |
| Noninterest expense | 904,000 | 1,894,000 | 2,806,000 | 3,784,000 |
| Provision for loan losses | 0 | 170,000 | 170,000 | 540,000 |
| Pretax income | 46,000 | 169,000 | 327,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 169,000 | 327,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,558,000 | 10,670,000 | 10,803,000 | 11,089,000 |
| Total capital | 11,363,000 | 11,549,000 | 11,847,000 | 12,187,000 |
| Risk-weighted assets | 64,081,000 | 69,830,000 | 83,188,000 | 87,508,000 |