Call reports 2026
WOODSBORO BANK — 2026
What WOODSBORO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 469,634,000 | 483,327,000 |
| Total loans | 330,990,000 | 343,662,000 |
| Allowance for loan losses | 3,900,000 | 4,021,000 |
| Securities available for sale | 100,257,000 | 96,803,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 433,306,000 | 445,859,000 |
| Interest-bearing deposits | 283,017,000 | 291,137,000 |
| Noninterest-bearing deposits | 150,289,000 | 154,722,000 |
| Equity capital | 32,716,000 | 34,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,565,000 | 11,380,000 |
| Interest expense | 957,000 | 1,953,000 |
| Net interest income | 4,608,000 | 9,427,000 |
| Noninterest income | 431,000 | 926,000 |
| Noninterest expense | 3,202,000 | 6,476,000 |
| Provision for loan losses | 0 | 125,000 |
| Pretax income | 1,812,000 | 3,524,000 |
| Income tax | 475,000 | 910,000 |
| Net income | 1,337,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,615,000 | 42,833,000 |
| Total capital | 45,791,000 | 47,223,000 |
| Risk-weighted assets | 333,792,000 | 350,868,000 |