Call reports 2024
WOODSBORO BANK — 2024
What WOODSBORO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 422,478,000 | 442,811,000 | 459,523,000 | 438,479,000 |
| Total loans | 290,393,000 | 296,736,000 | 302,635,000 | 311,829,000 |
| Allowance for loan losses | 3,329,000 | 3,397,000 | 3,424,000 | 3,543,000 |
| Securities available for sale | 89,194,000 | 87,300,000 | 92,562,000 | 90,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,523,000 | 418,066,000 | 429,932,000 | 411,199,000 |
| Interest-bearing deposits | 253,625,000 | 265,420,000 | 272,226,000 | 258,231,000 |
| Noninterest-bearing deposits | 144,898,000 | 152,646,000 | 157,706,000 | 152,968,000 |
| Equity capital | 21,200,000 | 21,690,000 | 25,153,000 | 24,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,458,000 | 9,243,000 | 14,354,000 | 19,452,000 |
| Interest expense | 970,000 | 2,117,000 | 3,390,000 | 4,426,000 |
| Net interest income | 3,488,000 | 7,126,000 | 10,964,000 | 15,026,000 |
| Noninterest income | 400,000 | 858,000 | 1,287,000 | 1,978,000 |
| Noninterest expense | 2,819,000 | 5,912,000 | 8,798,000 | 11,588,000 |
| Provision for loan losses | 69,000 | 136,000 | 236,000 | 336,000 |
| Pretax income | 1,000,000 | 1,936,000 | 3,182,000 | 4,835,000 |
| Income tax | 245,000 | 476,000 | 793,000 | 1,119,000 |
| Net income | 755,000 | 1,460,000 | 2,389,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,364,000 | 34,038,000 | 34,936,000 | 36,184,000 |
| Total capital | 36,879,000 | 37,621,000 | 38,581,000 | 40,102,000 |
| Risk-weighted assets | 292,374,000 | 305,375,000 | 305,187,000 | 313,410,000 |