Call reports 2023
WOODSBORO BANK — 2023
What WOODSBORO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 406,618,000 | 402,779,000 | 406,792,000 | 412,082,000 |
| Total loans | 262,053,000 | 265,939,000 | 268,915,000 | 279,909,000 |
| Allowance for loan losses | 3,449,000 | 3,522,000 | 3,589,000 | 3,263,000 |
| Securities available for sale | 102,471,000 | 93,520,000 | 87,395,000 | 91,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,210,000 | 382,066,000 | 388,442,000 | 388,054,000 |
| Interest-bearing deposits | 222,684,000 | 229,281,000 | 237,638,000 | 236,854,000 |
| Noninterest-bearing deposits | 162,525,000 | 152,785,000 | 150,804,000 | 151,200,000 |
| Equity capital | 18,710,000 | 18,049,000 | 15,801,000 | 21,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,747,000 | 7,737,000 | 11,940,000 | 16,321,000 |
| Interest expense | 295,000 | 856,000 | 1,574,000 | 2,433,000 |
| Net interest income | 3,452,000 | 6,881,000 | 10,366,000 | 13,888,000 |
| Noninterest income | 357,000 | 746,000 | 1,138,000 | 1,545,000 |
| Noninterest expense | 2,607,000 | 5,318,000 | 7,984,000 | 10,536,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | -25,000 |
| Pretax income | 1,054,000 | 2,027,000 | 3,163,000 | 4,839,000 |
| Income tax | 253,000 | 489,000 | 768,000 | 1,170,000 |
| Net income | 801,000 | 1,538,000 | 2,395,000 | 3,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,043,000 | 30,756,000 | 31,588,000 | 32,661,000 |
| Total capital | 33,468,000 | 34,214,000 | 35,079,000 | 36,110,000 |
| Risk-weighted assets | 273,824,000 | 276,414,000 | 279,061,000 | 282,239,000 |