Call reports 2022
WOODSBORO BANK — 2022
What WOODSBORO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 394,828,000 | 405,411,000 | 432,465,000 | 399,464,000 |
| Total loans | 224,238,000 | 228,101,000 | 241,861,000 | 254,713,000 |
| Allowance for loan losses | 2,904,000 | 2,904,000 | 2,950,000 | 3,299,000 |
| Securities available for sale | 101,713,000 | 116,363,000 | 113,341,000 | 107,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,634,000 | 384,320,000 | 415,254,000 | 380,348,000 |
| Interest-bearing deposits | 218,236,000 | 222,931,000 | 219,930,000 | 215,265,000 |
| Noninterest-bearing deposits | 152,398,000 | 161,389,000 | 195,324,000 | 165,083,000 |
| Equity capital | 21,790,000 | 18,526,000 | 14,616,000 | 16,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,749,000 | 9,185,000 | 13,040,000 |
| Interest expense | 121,000 | 229,000 | 325,000 | 444,000 |
| Net interest income | 2,638,000 | 5,520,000 | 8,860,000 | 12,596,000 |
| Noninterest income | 411,000 | 825,000 | 1,238,000 | 1,620,000 |
| Noninterest expense | 2,374,000 | 4,879,000 | 7,428,000 | 9,975,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 400,000 |
| Pretax income | 675,000 | 1,466,000 | 2,620,000 | 3,699,000 |
| Income tax | 155,000 | 355,000 | 608,000 | 835,000 |
| Net income | 520,000 | 1,111,000 | 2,012,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,174,000 | 27,749,000 | 28,634,000 | 29,292,000 |
| Total capital | 30,088,000 | 30,663,000 | 31,594,000 | 32,601,000 |
| Risk-weighted assets | 234,826,000 | 245,979,000 | 260,710,000 | 265,667,000 |