Call reports 2021
WOODSBORO BANK — 2021
What WOODSBORO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 348,659,000 | 367,028,000 | 372,973,000 | 379,262,000 |
| Total loans | 203,667,000 | 211,514,000 | 219,802,000 | 220,974,000 |
| Allowance for loan losses | 2,701,000 | 2,716,000 | 2,741,000 | 2,906,000 |
| Securities available for sale | 70,126,000 | 81,878,000 | 93,735,000 | 102,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,264,000 | 337,434,000 | 343,793,000 | 349,659,000 |
| Interest-bearing deposits | 189,342,000 | 202,807,000 | 205,578,000 | 207,583,000 |
| Noninterest-bearing deposits | 130,922,000 | 134,627,000 | 138,216,000 | 142,077,000 |
| Equity capital | 25,478,000 | 26,588,000 | 26,500,000 | 26,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,510,000 | 5,075,000 | 7,934,000 | 10,847,000 |
| Interest expense | 148,000 | 291,000 | 427,000 | 559,000 |
| Net interest income | 2,362,000 | 4,784,000 | 7,507,000 | 10,288,000 |
| Noninterest income | 473,000 | 951,000 | 1,508,000 | 2,048,000 |
| Noninterest expense | 2,190,000 | 4,422,000 | 6,799,000 | 9,166,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 190,000 |
| Pretax income | 645,000 | 1,313,000 | 2,191,000 | 2,980,000 |
| Income tax | 155,000 | 312,000 | 532,000 | 686,000 |
| Net income | 490,000 | 1,001,000 | 1,659,000 | 2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,974,000 | 25,469,000 | 26,110,000 | 26,670,000 |
| Total capital | 27,493,000 | 28,110,000 | 28,861,000 | 29,527,000 |
| Risk-weighted assets | 201,322,000 | 211,232,000 | 222,656,000 | 228,489,000 |