Call reports 2020
WOODSBORO BANK — 2020
What WOODSBORO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 259,894,000 | 296,707,000 | 309,709,000 | 321,611,000 |
| Total loans | 168,706,000 | 201,956,000 | 205,792,000 | 196,300,000 |
| Allowance for loan losses | 2,266,000 | 2,623,000 | 2,737,000 | 2,692,000 |
| Securities available for sale | 70,875,000 | 59,795,000 | 59,078,000 | 57,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,907,000 | 270,601,000 | 283,496,000 | 292,609,000 |
| Interest-bearing deposits | 147,064,000 | 162,736,000 | 172,110,000 | 178,590,000 |
| Noninterest-bearing deposits | 86,843,000 | 107,865,000 | 111,386,000 | 114,019,000 |
| Equity capital | 25,194,000 | 25,230,000 | 25,302,000 | 25,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,697,000 | 7,067,000 | 9,768,000 |
| Interest expense | 211,000 | 415,000 | 605,000 | 766,000 |
| Net interest income | 2,146,000 | 4,282,000 | 6,462,000 | 9,002,000 |
| Noninterest income | 416,000 | 922,000 | 1,199,000 | 1,689,000 |
| Noninterest expense | 2,207,000 | 4,294,000 | 6,398,000 | 8,636,000 |
| Provision for loan losses | 100,000 | 450,000 | 550,000 | 500,000 |
| Pretax income | 255,000 | 672,000 | 925,000 | 1,767,000 |
| Income tax | 60,000 | 150,000 | 231,000 | 433,000 |
| Net income | 195,000 | 522,000 | 694,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,482,000 | 23,794,000 | 23,948,000 | 24,501,000 |
| Total capital | 25,775,000 | 26,113,000 | 26,317,000 | 27,048,000 |
| Risk-weighted assets | 185,630,000 | 185,179,000 | 189,096,000 | 203,570,000 |