Call reports 2019
WOODSBORO BANK — 2019
What WOODSBORO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 262,782,000 | 258,521,000 | 260,317,000 | 262,655,000 |
| Total loans | 158,371,000 | 156,855,000 | 155,577,000 | 167,857,000 |
| Allowance for loan losses | 2,130,000 | 2,138,000 | 2,148,000 | 2,156,000 |
| Securities available for sale | 83,165,000 | 85,695,000 | 81,022,000 | 75,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,889,000 | 234,591,000 | 235,635,000 | 237,910,000 |
| Interest-bearing deposits | 159,547,000 | 153,452,000 | 154,001,000 | 152,647,000 |
| Noninterest-bearing deposits | 80,342,000 | 81,139,000 | 81,634,000 | 85,263,000 |
| Equity capital | 22,150,000 | 23,163,000 | 23,701,000 | 23,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,812,000 | 7,204,000 | 9,607,000 |
| Interest expense | 201,000 | 408,000 | 625,000 | 846,000 |
| Net interest income | 2,165,000 | 4,404,000 | 6,579,000 | 8,761,000 |
| Noninterest income | 310,000 | 670,000 | 1,043,000 | 1,470,000 |
| Noninterest expense | 2,071,000 | 4,257,000 | 6,371,000 | 8,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 817,000 | 1,289,000 | 1,700,000 |
| Income tax | 124,000 | 218,000 | 319,000 | 389,000 |
| Net income | 280,000 | 599,000 | 970,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,104,000 | 22,406,000 | 22,761,000 | 23,304,000 |
| Total capital | 24,258,000 | 24,568,000 | 24,933,000 | 25,487,000 |
| Risk-weighted assets | 176,471,000 | 175,164,000 | 174,847,000 | 183,074,000 |