Call reports 2018
WOODSBORO BANK — 2018
What WOODSBORO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,339,000 | 253,321,000 | 252,025,000 | 251,406,000 |
| Total loans | 142,324,000 | 144,433,000 | 147,963,000 | 150,855,000 |
| Allowance for loan losses | 2,102,000 | 2,107,000 | 2,119,000 | 2,124,000 |
| Securities available for sale | 85,697,000 | 89,827,000 | 86,137,000 | 84,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,218,000 | 232,334,000 | 231,048,000 | 226,339,000 |
| Interest-bearing deposits | 143,480,000 | 144,995,000 | 148,118,000 | 147,670,000 |
| Noninterest-bearing deposits | 80,738,000 | 87,339,000 | 82,930,000 | 78,669,000 |
| Equity capital | 20,454,000 | 20,380,000 | 20,206,000 | 21,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,259,000 | 6,605,000 | 8,971,000 |
| Interest expense | 135,000 | 267,000 | 421,000 | 595,000 |
| Net interest income | 1,927,000 | 3,992,000 | 6,184,000 | 8,376,000 |
| Noninterest income | 297,000 | 604,000 | 970,000 | 1,335,000 |
| Noninterest expense | 1,961,000 | 4,013,000 | 6,155,000 | 8,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 583,000 | 999,000 | 1,476,000 |
| Income tax | 34,000 | 80,000 | 104,000 | 310,000 |
| Net income | 229,000 | 503,000 | 895,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,449,000 | 20,812,000 | 21,268,000 | 21,836,000 |
| Total capital | 22,403,000 | 22,819,000 | 23,368,000 | 23,984,000 |
| Risk-weighted assets | 156,016,000 | 160,383,000 | 167,931,000 | 172,158,000 |