Call reports 2017
WOODSBORO BANK — 2017
What WOODSBORO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,554,000 | 237,427,000 | 240,814,000 | 243,449,000 |
| Total loans | 142,603,000 | 140,661,000 | 139,810,000 | 143,436,000 |
| Allowance for loan losses | 2,125,000 | 2,130,000 | 2,089,000 | 2,095,000 |
| Securities available for sale | 48,361,000 | 49,409,000 | 62,166,000 | 74,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,869,000 | 205,746,000 | 208,746,000 | 216,807,000 |
| Interest-bearing deposits | 134,577,000 | 135,461,000 | 138,311,000 | 139,161,000 |
| Noninterest-bearing deposits | 70,292,000 | 70,285,000 | 70,435,000 | 77,646,000 |
| Equity capital | 21,098,000 | 21,250,000 | 21,394,000 | 20,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,964,000 | 5,952,000 | 7,970,000 |
| Interest expense | 191,000 | 389,000 | 593,000 | 786,000 |
| Net interest income | 1,778,000 | 3,575,000 | 5,359,000 | 7,184,000 |
| Noninterest income | 333,000 | 682,000 | 1,022,000 | 1,424,000 |
| Noninterest expense | 1,887,000 | 3,882,000 | 5,847,000 | 7,813,000 |
| Provision for loan losses | -12,000 | -12,000 | -62,000 | -62,000 |
| Pretax income | 236,000 | 387,000 | 618,000 | 891,000 |
| Income tax | 59,000 | 82,000 | 143,000 | 503,000 |
| Net income | 177,000 | 305,000 | 475,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,114,000 | 20,229,000 | 20,438,000 | 20,368,000 |
| Total capital | 21,933,000 | 22,032,000 | 22,269,000 | 22,299,000 |
| Risk-weighted assets | 145,035,000 | 143,770,000 | 146,040,000 | 154,160,000 |