Call reports 2014
WOODSBORO BANK — 2014
What WOODSBORO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 235,543,000 | 237,117,000 | 233,410,000 | 232,711,000 |
| Total loans | 144,073,000 | 146,121,000 | 145,852,000 | 149,027,000 |
| Allowance for loan losses | 2,529,000 | 2,501,000 | 2,524,000 | 2,482,000 |
| Securities available for sale | 52,223,000 | 53,183,000 | 55,473,000 | 54,272,000 |
| Securities held to maturity | 999,000 | 999,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,720,000 | 206,765,000 | 203,233,000 | 202,164,000 |
| Interest-bearing deposits | 142,393,000 | 141,444,000 | 138,545,000 | 138,080,000 |
| Noninterest-bearing deposits | 63,327,000 | 65,321,000 | 64,688,000 | 64,084,000 |
| Equity capital | 19,016,000 | 19,511,000 | 19,590,000 | 20,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 4,051,000 | 6,117,000 | 8,193,000 |
| Interest expense | 299,000 | 594,000 | 883,000 | 1,163,000 |
| Net interest income | 1,699,000 | 3,457,000 | 5,234,000 | 7,030,000 |
| Noninterest income | 273,000 | 596,000 | 941,000 | 1,322,000 |
| Noninterest expense | 1,826,000 | 3,665,000 | 5,517,000 | 7,352,000 |
| Provision for loan losses | 91,000 | 146,000 | 163,000 | 170,000 |
| Pretax income | 55,000 | 242,000 | 495,000 | 830,000 |
| Income tax | -15,000 | 17,000 | 70,000 | 177,000 |
| Net income | 70,000 | 225,000 | 425,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,962,000 | 19,104,000 | 19,293,000 | 19,508,000 |
| Total capital | 20,832,000 | 20,997,000 | 21,214,000 | 21,447,000 |
| Risk-weighted assets | 148,949,000 | 150,802,000 | 153,042,000 | 154,593,000 |