Call reports 2013
WOODSBORO BANK — 2013
What WOODSBORO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,186,000 | 235,101,000 | 236,613,000 | 234,952,000 |
| Total loans | 137,586,000 | 139,115,000 | 144,124,000 | 142,021,000 |
| Allowance for loan losses | 2,391,000 | 2,403,000 | 2,483,000 | 2,550,000 |
| Securities available for sale | 37,122,000 | 39,742,000 | 44,422,000 | 47,096,000 |
| Securities held to maturity | 999,000 | 999,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,381,000 | 205,761,000 | 206,966,000 | 205,646,000 |
| Interest-bearing deposits | 144,613,000 | 145,597,000 | 148,177,000 | 142,678,000 |
| Noninterest-bearing deposits | 54,768,000 | 60,164,000 | 58,789,000 | 62,968,000 |
| Equity capital | 19,292,000 | 18,747,000 | 18,835,000 | 18,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 3,999,000 | 6,041,000 | 8,080,000 |
| Interest expense | 335,000 | 655,000 | 969,000 | 1,280,000 |
| Net interest income | 1,650,000 | 3,344,000 | 5,072,000 | 6,800,000 |
| Noninterest income | 300,000 | 681,000 | 973,000 | 1,266,000 |
| Noninterest expense | 1,785,000 | 3,645,000 | 5,474,000 | 7,333,000 |
| Provision for loan losses | 80,000 | 131,000 | 201,000 | 269,000 |
| Pretax income | 85,000 | 366,000 | 487,000 | 581,000 |
| Income tax | 22,000 | 49,000 | 47,000 | 32,000 |
| Net income | 63,000 | 317,000 | 440,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,455,000 | 18,697,000 | 18,807,000 | 18,790,000 |
| Total capital | 20,245,000 | 20,522,000 | 20,688,000 | 20,644,000 |
| Risk-weighted assets | 142,549,000 | 145,422,000 | 149,821,000 | 147,647,000 |