Call reports 2012
WOODSBORO BANK — 2012
What WOODSBORO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 225,420,000 | 232,662,000 | 229,095,000 | 227,818,000 |
| Total loans | 133,009,000 | 136,310,000 | 138,823,000 | 137,680,000 |
| Allowance for loan losses | 3,205,000 | 3,239,000 | 3,173,000 | 2,477,000 |
| Securities available for sale | 29,760,000 | 28,343,000 | 27,423,000 | 25,641,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,809,000 | 197,956,000 | 194,256,000 | 197,745,000 |
| Interest-bearing deposits | 141,587,000 | 142,404,000 | 142,624,000 | 144,217,000 |
| Noninterest-bearing deposits | 49,222,000 | 55,552,000 | 51,632,000 | 53,528,000 |
| Equity capital | 18,983,000 | 19,063,000 | 19,207,000 | 19,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,311,000 | 6,354,000 | 8,432,000 |
| Interest expense | 457,000 | 888,000 | 1,306,000 | 1,697,000 |
| Net interest income | 1,785,000 | 3,423,000 | 5,048,000 | 6,735,000 |
| Noninterest income | 324,000 | 665,000 | 993,000 | 1,322,000 |
| Noninterest expense | 1,812,000 | 3,635,000 | 5,456,000 | 7,332,000 |
| Provision for loan losses | 167,000 | 255,000 | 333,000 | 449,000 |
| Pretax income | 130,000 | 203,000 | 257,000 | 280,000 |
| Income tax | 38,000 | 54,000 | 77,000 | -150,000 |
| Net income | 92,000 | 149,000 | 180,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,103,000 | 18,148,000 | 18,166,000 | 18,405,000 |
| Total capital | 19,798,000 | 19,909,000 | 19,949,000 | 20,178,000 |
| Risk-weighted assets | 134,049,000 | 139,367,000 | 141,200,000 | 141,109,000 |