Call reports 2011
WOODSBORO BANK — 2011
What WOODSBORO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 221,019,000 | 218,087,000 | 217,676,000 | 218,302,000 |
| Total loans | 140,659,000 | 138,201,000 | 135,715,000 | 140,208,000 |
| Allowance for loan losses | 2,982,000 | 2,594,000 | 2,840,000 | 3,196,000 |
| Securities available for sale | 33,293,000 | 32,251,000 | 31,399,000 | 29,291,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,131,000 | 184,112,000 | 183,270,000 | 183,780,000 |
| Interest-bearing deposits | 143,196,000 | 141,345,000 | 139,705,000 | 138,098,000 |
| Noninterest-bearing deposits | 43,935,000 | 42,767,000 | 43,565,000 | 45,682,000 |
| Equity capital | 18,283,000 | 18,361,000 | 18,757,000 | 18,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,325,000 | 4,677,000 | 7,144,000 | 9,385,000 |
| Interest expense | 545,000 | 1,065,000 | 1,578,000 | 2,064,000 |
| Net interest income | 1,780,000 | 3,612,000 | 5,566,000 | 7,321,000 |
| Noninterest income | 342,000 | 686,000 | 1,004,000 | 1,276,000 |
| Noninterest expense | 1,879,000 | 3,753,000 | 5,628,000 | 7,400,000 |
| Provision for loan losses | 198,000 | 352,000 | 653,000 | 1,107,000 |
| Pretax income | 45,000 | 197,000 | 293,000 | 125,000 |
| Income tax | -16,000 | 71,000 | 72,000 | -195,000 |
| Net income | 61,000 | 126,000 | 221,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,827,000 | 17,870,000 | 17,945,000 | 18,024,000 |
| Total capital | 19,600,000 | 19,617,000 | 19,690,000 | 19,803,000 |
| Risk-weighted assets | 140,615,000 | 138,898,000 | 138,449,000 | 140,882,000 |