Call reports 2010
WOODSBORO BANK — 2010
What WOODSBORO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 212,891,000 | 213,088,000 | 214,962,000 | 217,782,000 |
| Total loans | 144,422,000 | 144,877,000 | 144,301,000 | 139,478,000 |
| Allowance for loan losses | 2,669,000 | 2,504,000 | 2,610,000 | 2,787,000 |
| Securities available for sale | 26,524,000 | 27,373,000 | 27,992,000 | 30,848,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,664,000 | 179,542,000 | 180,988,000 | 184,034,000 |
| Interest-bearing deposits | 139,957,000 | 139,883,000 | 139,624,000 | 140,117,000 |
| Noninterest-bearing deposits | 39,707,000 | 39,659,000 | 41,364,000 | 43,917,000 |
| Equity capital | 17,691,000 | 17,935,000 | 18,317,000 | 18,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,010,000 | 7,480,000 | 9,862,000 |
| Interest expense | 671,000 | 1,310,000 | 1,941,000 | 2,523,000 |
| Net interest income | 1,832,000 | 3,700,000 | 5,539,000 | 7,339,000 |
| Noninterest income | 384,000 | 737,000 | 1,096,000 | 1,455,000 |
| Noninterest expense | 1,828,000 | 3,716,000 | 5,584,000 | 7,596,000 |
| Provision for loan losses | 144,000 | 320,000 | 588,000 | 735,000 |
| Pretax income | 269,000 | 426,000 | 490,000 | 490,000 |
| Income tax | 46,000 | 28,000 | -56,000 | -83,000 |
| Net income | 223,000 | 398,000 | 546,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,276,000 | 17,410,000 | 17,517,000 | 17,807,000 |
| Total capital | 19,087,000 | 19,233,000 | 19,334,000 | 19,589,000 |
| Risk-weighted assets | 143,997,000 | 145,155,000 | 144,530,000 | 141,550,000 |