Call reports 2006
WOODSBORO BANK — 2006
What WOODSBORO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 168,415,000 | 171,878,000 | 169,340,000 | 173,088,000 |
| Total loans | 118,152,000 | 118,877,000 | 119,957,000 | 125,154,000 |
| Allowance for loan losses | 1,635,000 | 1,664,000 | 1,727,000 | 1,747,000 |
| Securities available for sale | 35,169,000 | 33,523,000 | 32,077,000 | 28,218,000 |
| Securities held to maturity | 1,103,000 | 1,104,000 | 1,104,000 | 1,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,559,000 | 147,839,000 | 147,741,000 | 150,027,000 |
| Interest-bearing deposits | 104,859,000 | 110,415,000 | 112,785,000 | 115,006,000 |
| Noninterest-bearing deposits | 34,700,000 | 37,424,000 | 34,956,000 | 35,021,000 |
| Equity capital | 15,100,000 | 15,234,000 | 15,808,000 | 16,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,726,000 | 7,188,000 | 9,758,000 |
| Interest expense | 677,000 | 1,458,000 | 2,269,000 | 3,163,000 |
| Net interest income | 1,609,000 | 3,268,000 | 4,919,000 | 6,595,000 |
| Noninterest income | 298,000 | 593,000 | 860,000 | 1,114,000 |
| Noninterest expense | 1,398,000 | 2,878,000 | 4,387,000 | 5,928,000 |
| Provision for loan losses | 65,000 | 105,000 | 175,000 | 195,000 |
| Pretax income | 444,000 | 878,000 | 1,219,000 | 1,588,000 |
| Income tax | 107,000 | 211,000 | 280,000 | 360,000 |
| Net income | 337,000 | 667,000 | 939,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,336,000 | 15,575,000 | 15,847,000 | 16,036,000 |
| Total capital | 16,841,000 | 17,102,000 | 17,373,000 | 17,614,000 |
| Risk-weighted assets | 120,235,000 | 122,015,000 | 121,894,000 | 126,078,000 |
Machine access — free, no API key
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