Call reports 2025
CLINTON SAVINGS BANK — 2025
What CLINTON SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 749,770,000 | 744,039,000 | 747,401,000 | 743,035,000 |
| Total loans | 536,529,000 | 531,798,000 | 536,396,000 | 529,135,000 |
| Allowance for loan losses | 7,095,000 | 7,285,000 | 11,293,000 | 7,658,000 |
| Securities available for sale | 143,450,000 | 145,460,000 | 147,673,000 | 149,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,337,000 | 591,159,000 | 565,738,000 | 570,792,000 |
| Interest-bearing deposits | 528,688,000 | 522,312,000 | 498,609,000 | 506,414,000 |
| Noninterest-bearing deposits | 68,649,000 | 68,847,000 | 67,129,000 | 64,378,000 |
| Equity capital | 60,765,000 | 62,208,000 | 62,151,000 | 58,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,050,000 | 16,211,000 | 24,480,000 | 32,915,000 |
| Interest expense | 3,717,000 | 7,126,000 | 10,588,000 | 14,002,000 |
| Net interest income | 4,333,000 | 9,085,000 | 13,892,000 | 18,913,000 |
| Noninterest income | 472,000 | 1,438,000 | 1,984,000 | 2,544,000 |
| Noninterest expense | 5,034,000 | 9,890,000 | 14,590,000 | 20,080,000 |
| Provision for loan losses | 291,000 | 802,000 | 4,860,000 | 10,213,000 |
| Pretax income | -464,000 | 437,000 | -2,436,000 | -7,383,000 |
| Income tax | -166,000 | -360,000 | -1,376,000 | -2,112,000 |
| Net income | -298,000 | 797,000 | -1,060,000 | -5,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,037,000 | 79,009,000 | 77,100,000 | 72,750,000 |
| Total capital | 84,686,000 | 85,667,000 | 83,834,000 | 79,304,000 |
| Risk-weighted assets | 531,198,000 | 531,582,000 | 533,848,000 | 522,950,000 |