Call reports 2024
CLINTON SAVINGS BANK — 2024
What CLINTON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 720,688,000 | 745,050,000 | 755,260,000 | 741,986,000 |
| Total loans | 519,761,000 | 538,461,000 | 543,470,000 | 535,630,000 |
| Allowance for loan losses | 5,359,000 | 6,608,000 | 6,772,000 | 6,979,000 |
| Securities available for sale | 141,980,000 | 141,193,000 | 143,496,000 | 141,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,453,000 | 592,285,000 | 592,718,000 | 604,383,000 |
| Interest-bearing deposits | 508,406,000 | 511,099,000 | 511,928,000 | 532,390,000 |
| Noninterest-bearing deposits | 73,047,000 | 81,186,000 | 80,790,000 | 71,993,000 |
| Equity capital | 60,970,000 | 59,305,000 | 63,765,000 | 59,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,466,000 | 15,281,000 | 23,434,000 | 31,587,000 |
| Interest expense | 3,318,000 | 6,892,000 | 10,792,000 | 14,631,000 |
| Net interest income | 4,148,000 | 8,389,000 | 12,642,000 | 16,956,000 |
| Noninterest income | 496,000 | 1,008,000 | 1,610,000 | 2,139,000 |
| Noninterest expense | 4,714,000 | 9,377,000 | 13,863,000 | 18,508,000 |
| Provision for loan losses | 149,000 | 1,617,000 | 1,822,000 | 2,563,000 |
| Pretax income | 270,000 | -1,217,000 | -466,000 | -1,309,000 |
| Income tax | -43,000 | -3,000 | 268,000 | 42,000 |
| Net income | 313,000 | -1,214,000 | -734,000 | -1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,565,000 | 78,867,000 | 79,348,000 | 78,580,000 |
| Total capital | 86,251,000 | 85,494,000 | 86,076,000 | 85,236,000 |
| Risk-weighted assets | 505,336,000 | 529,785,000 | 537,682,000 | 531,656,000 |