Call reports 2023
CLINTON SAVINGS BANK — 2023
What CLINTON SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 706,570,000 | 707,410,000 | 707,070,000 | 714,079,000 |
| Total loans | 510,564,000 | 513,773,000 | 517,259,000 | 516,504,000 |
| Allowance for loan losses | 5,377,000 | 5,388,000 | 5,385,000 | 5,210,000 |
| Securities available for sale | 143,636,000 | 141,170,000 | 135,061,000 | 143,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,764,000 | 602,587,000 | 596,100,000 | 582,534,000 |
| Interest-bearing deposits | 548,871,000 | 521,830,000 | 516,245,000 | 501,111,000 |
| Noninterest-bearing deposits | 82,893,000 | 80,757,000 | 79,855,000 | 81,423,000 |
| Equity capital | 60,641,000 | 59,456,000 | 54,529,000 | 62,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,743,000 | 13,819,000 | 21,076,000 | 28,420,000 |
| Interest expense | 1,572,000 | 3,638,000 | 6,191,000 | 9,180,000 |
| Net interest income | 5,171,000 | 10,181,000 | 14,885,000 | 19,240,000 |
| Noninterest income | 488,000 | 1,013,000 | 1,608,000 | 2,120,000 |
| Noninterest expense | 4,519,000 | 9,190,000 | 13,466,000 | 17,932,000 |
| Provision for loan losses | 64,000 | 79,000 | 76,000 | -99,000 |
| Pretax income | 954,000 | 1,941,000 | 2,762,000 | 3,808,000 |
| Income tax | 162,000 | 315,000 | 458,000 | 610,000 |
| Net income | 792,000 | 1,626,000 | 2,304,000 | 3,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,398,000 | 79,099,000 | 79,692,000 | 80,418,000 |
| Total capital | 84,047,000 | 84,800,000 | 85,355,000 | 85,858,000 |
| Risk-weighted assets | 502,375,000 | 506,877,000 | 509,012,000 | 499,844,000 |