Call reports 2022
CLINTON SAVINGS BANK — 2022
What CLINTON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 654,238,000 | 656,390,000 | 659,398,000 | 693,626,000 |
| Total loans | 442,449,000 | 462,571,000 | 475,991,000 | 503,462,000 |
| Allowance for loan losses | 5,142,000 | 5,329,000 | 5,419,000 | 5,513,000 |
| Securities available for sale | 147,428,000 | 143,557,000 | 134,358,000 | 133,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,153,000 | 570,043,000 | 580,987,000 | 564,919,000 |
| Interest-bearing deposits | 484,038,000 | 489,316,000 | 496,721,000 | 479,567,000 |
| Noninterest-bearing deposits | 80,115,000 | 80,727,000 | 84,266,000 | 85,352,000 |
| Equity capital | 66,120,000 | 60,104,000 | 54,153,000 | 57,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,324,000 | 10,958,000 | 16,763,000 | 23,107,000 |
| Interest expense | 488,000 | 942,000 | 1,429,000 | 2,292,000 |
| Net interest income | 4,836,000 | 10,016,000 | 15,334,000 | 20,815,000 |
| Noninterest income | 577,000 | 1,072,000 | 1,640,000 | 2,075,000 |
| Noninterest expense | 4,121,000 | 8,311,000 | 12,194,000 | 16,522,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 486,000 | 678,000 | 1,935,000 | 4,721,000 |
| Income tax | 78,000 | 101,000 | 386,000 | 995,000 |
| Net income | 408,000 | 577,000 | 1,549,000 | 3,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,732,000 | 74,838,000 | 75,739,000 | 77,786,000 |
| Total capital | 79,879,000 | 80,172,000 | 81,163,000 | 83,304,000 |
| Risk-weighted assets | 472,720,000 | 476,357,000 | 485,932,000 | 507,807,000 |