Call reports 2021
CLINTON SAVINGS BANK — 2021
What CLINTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 636,314,000 | 647,388,000 | 644,010,000 | 649,562,000 |
| Total loans | 428,552,000 | 419,344,000 | 407,388,000 | 427,351,000 |
| Allowance for loan losses | 4,770,000 | 4,860,000 | 4,861,000 | 4,945,000 |
| Securities available for sale | 109,402,000 | 142,638,000 | 144,181,000 | 158,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,876,000 | 538,587,000 | 540,856,000 | 543,733,000 |
| Interest-bearing deposits | 446,920,000 | 456,389,000 | 454,206,000 | 455,969,000 |
| Noninterest-bearing deposits | 78,956,000 | 82,198,000 | 86,650,000 | 87,764,000 |
| Equity capital | 70,537,000 | 72,135,000 | 72,215,000 | 73,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,079,000 | 10,311,000 | 15,371,000 | 20,657,000 |
| Interest expense | 817,000 | 1,518,000 | 2,130,000 | 2,688,000 |
| Net interest income | 4,262,000 | 8,793,000 | 13,241,000 | 17,969,000 |
| Noninterest income | 795,000 | 1,184,000 | 1,888,000 | 2,424,000 |
| Noninterest expense | 3,872,000 | 7,808,000 | 11,772,000 | 16,052,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,581,000 | 2,901,000 | 3,878,000 | 5,837,000 |
| Income tax | 312,000 | 563,000 | 740,000 | 1,138,000 |
| Net income | 1,269,000 | 2,338,000 | 3,138,000 | 4,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,063,000 | 72,073,000 | 72,857,000 | 74,386,000 |
| Total capital | 75,838,000 | 76,938,000 | 77,723,000 | 79,336,000 |
| Risk-weighted assets | 446,266,000 | 446,503,000 | 440,228,000 | 460,024,000 |