Call reports 2018
CLINTON SAVINGS BANK — 2018
What CLINTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 556,743,000 | 560,532,000 | 559,432,000 | 575,198,000 |
| Total loans | 431,649,000 | 435,025,000 | 433,865,000 | 442,949,000 |
| Allowance for loan losses | 4,019,000 | 4,103,000 | 4,161,000 | 4,221,000 |
| Securities available for sale | 91,653,000 | 91,708,000 | 92,215,000 | 91,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,981,000 | 421,617,000 | 420,936,000 | 432,587,000 |
| Interest-bearing deposits | 381,951,000 | 378,223,000 | 373,942,000 | 376,603,000 |
| Noninterest-bearing deposits | 45,030,000 | 43,394,000 | 46,994,000 | 55,984,000 |
| Equity capital | 56,526,000 | 57,341,000 | 58,319,000 | 59,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,231,000 | 10,713,000 | 16,390,000 | 22,157,000 |
| Interest expense | 876,000 | 1,896,000 | 2,984,000 | 4,165,000 |
| Net interest income | 4,355,000 | 8,817,000 | 13,406,000 | 17,992,000 |
| Noninterest income | 491,000 | 968,000 | 1,515,000 | 2,271,000 |
| Noninterest expense | 3,853,000 | 7,464,000 | 11,017,000 | 14,899,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 1,279,000 | 3,250,000 | 5,224,000 | 6,636,000 |
| Income tax | 214,000 | 598,000 | 996,000 | 1,202,000 |
| Net income | 1,065,000 | 2,652,000 | 4,228,000 | 5,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,163,000 | 58,651,000 | 60,226,000 | 61,280,000 |
| Total capital | 61,403,000 | 62,886,000 | 64,570,000 | 65,518,000 |
| Risk-weighted assets | 409,481,000 | 412,999,000 | 412,247,000 | 417,697,000 |