Call reports 2017
CLINTON SAVINGS BANK — 2017
What CLINTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 529,701,000 | 532,065,000 | 536,863,000 | 550,815,000 |
| Total loans | 388,001,000 | 399,566,000 | 411,674,000 | 423,209,000 |
| Allowance for loan losses | 3,702,000 | 3,743,000 | 3,849,000 | 3,918,000 |
| Securities available for sale | 90,518,000 | 91,044,000 | 89,058,000 | 93,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,293,000 | 417,455,000 | 414,638,000 | 419,202,000 |
| Interest-bearing deposits | 373,503,000 | 373,616,000 | 368,020,000 | 371,510,000 |
| Noninterest-bearing deposits | 40,790,000 | 43,839,000 | 46,618,000 | 47,692,000 |
| Equity capital | 54,670,000 | 55,856,000 | 57,039,000 | 57,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,964,000 | 9,832,000 | 14,884,000 | 20,057,000 |
| Interest expense | 732,000 | 1,466,000 | 2,218,000 | 3,013,000 |
| Net interest income | 4,232,000 | 8,366,000 | 12,666,000 | 17,044,000 |
| Noninterest income | 528,000 | 999,000 | 1,508,000 | 2,042,000 |
| Noninterest expense | 3,767,000 | 7,413,000 | 10,936,000 | 14,877,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 1,081,000 | 2,027,000 | 5,182,000 | 6,102,000 |
| Income tax | 261,000 | 468,000 | 1,460,000 | 2,281,000 |
| Net income | 820,000 | 1,559,000 | 3,722,000 | 3,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,047,000 | 53,786,000 | 55,902,000 | 56,441,000 |
| Total capital | 57,790,000 | 58,651,000 | 60,162,000 | 60,882,000 |
| Risk-weighted assets | 385,433,000 | 399,345,000 | 395,381,000 | 402,655,000 |