Call reports 2008
CLINTON SAVINGS BANK — 2008
What CLINTON SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 469,664,000 | 487,785,000 | 485,197,000 | 486,636,000 |
| Total loans | 352,610,000 | 364,004,000 | 372,632,000 | 381,166,000 |
| Allowance for loan losses | 3,368,000 | 3,403,000 | 3,488,000 | 3,730,000 |
| Securities available for sale | 48,989,000 | 61,659,000 | 58,146,000 | 56,689,000 |
| Securities held to maturity | 36,058,000 | 22,632,000 | 22,284,000 | 20,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,892,000 | 349,581,000 | 346,817,000 | 339,164,000 |
| Interest-bearing deposits | 304,627,000 | 322,863,000 | 321,167,000 | 314,505,000 |
| Noninterest-bearing deposits | 26,265,000 | 26,718,000 | 25,650,000 | 24,659,000 |
| Equity capital | 39,230,000 | 38,569,000 | 31,815,000 | 32,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,391,000 | 12,690,000 | 19,232,000 | 25,691,000 |
| Interest expense | 3,275,000 | 6,333,000 | 9,479,000 | 12,569,000 |
| Net interest income | 3,116,000 | 6,357,000 | 9,753,000 | 13,122,000 |
| Noninterest income | 471,000 | 943,000 | 1,442,000 | 1,952,000 |
| Noninterest expense | 3,046,000 | 6,291,000 | 9,568,000 | 13,168,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 1,030,000 |
| Pretax income | 568,000 | 1,132,000 | -5,179,000 | -6,002,000 |
| Income tax | 140,000 | 286,000 | -1,895,000 | -2,367,000 |
| Net income | 428,000 | 846,000 | -3,284,000 | -3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,085,000 | 39,191,000 | 35,060,000 | 32,069,000 |
| Total capital | 42,453,000 | 42,594,000 | 38,548,000 | 35,799,000 |
| Risk-weighted assets | 317,915,000 | 338,360,000 | 351,482,000 | 331,328,000 |
Machine access — free, no API key
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