Call reports 2005
CLINTON SAVINGS BANK — 2005
What CLINTON SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 371,595,000 | 395,551,000 | 410,563,000 | 414,167,000 |
| Total loans | 261,306,000 | 268,298,000 | 283,830,000 | 295,062,000 |
| Allowance for loan losses | 2,574,000 | 2,815,000 | 2,953,000 | 2,998,000 |
| Securities available for sale | 19,018,000 | 18,615,000 | 27,784,000 | 29,078,000 |
| Securities held to maturity | 56,446,000 | 61,058,000 | 66,346,000 | 67,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,739,000 | 314,564,000 | 323,861,000 | 329,432,000 |
| Interest-bearing deposits | 267,411,000 | 286,841,000 | 296,022,000 | 304,973,000 |
| Noninterest-bearing deposits | 23,328,000 | 27,723,000 | 27,839,000 | 24,459,000 |
| Equity capital | 33,290,000 | 33,746,000 | 34,271,000 | 34,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,389,000 | 8,963,000 | 13,892,000 | 19,051,000 |
| Interest expense | 1,375,000 | 2,946,000 | 4,819,000 | 6,899,000 |
| Net interest income | 3,014,000 | 6,017,000 | 9,073,000 | 12,152,000 |
| Noninterest income | 356,000 | 788,000 | 1,280,000 | 1,587,000 |
| Noninterest expense | 2,213,000 | 4,615,000 | 7,003,000 | 9,605,000 |
| Provision for loan losses | 237,000 | 495,000 | 643,000 | 692,000 |
| Pretax income | 1,011,000 | 1,840,000 | 2,897,000 | 3,737,000 |
| Income tax | 326,000 | 615,000 | 957,000 | 1,094,000 |
| Net income | 685,000 | 1,225,000 | 1,940,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,410,000 | 33,824,000 | 34,411,000 | 34,913,000 |
| Total capital | 35,984,000 | 36,639,000 | 37,364,000 | 37,959,000 |
| Risk-weighted assets | 221,372,000 | 233,810,000 | 250,193,000 | 276,901,000 |
Machine access — free, no API key
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