Call reports 2015
FORBRIGHT BANK — 2015
What FORBRIGHT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 455,909,000 | 477,092,000 | 465,758,000 | 504,343,000 |
| Total loans | 361,251,000 | 369,384,000 | 375,865,000 | 414,178,000 |
| Allowance for loan losses | 4,567,000 | 4,705,000 | 4,787,000 | 4,838,000 |
| Securities available for sale | 38,115,000 | 40,163,000 | 38,486,000 | 37,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,287,000 | 401,485,000 | 390,487,000 | 424,252,000 |
| Interest-bearing deposits | 308,424,000 | 328,501,000 | 315,991,000 | 335,934,000 |
| Noninterest-bearing deposits | 73,863,000 | 72,984,000 | 74,496,000 | 88,319,000 |
| Equity capital | 40,766,000 | 41,705,000 | 42,769,000 | 43,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,211,000 | 10,592,000 | 16,205,000 | 22,334,000 |
| Interest expense | 628,000 | 1,305,000 | 1,995,000 | 2,669,000 |
| Net interest income | 4,583,000 | 9,287,000 | 14,210,000 | 19,665,000 |
| Noninterest income | 435,000 | 896,000 | 1,254,000 | 1,635,000 |
| Noninterest expense | 3,237,000 | 6,622,000 | 9,971,000 | 13,590,000 |
| Provision for loan losses | 208,000 | 384,000 | 562,000 | 1,099,000 |
| Pretax income | 1,573,000 | 3,177,000 | 4,931,000 | 6,611,000 |
| Income tax | 622,000 | 1,256,000 | 1,952,000 | 2,616,000 |
| Net income | 951,000 | 1,921,000 | 2,979,000 | 3,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,987,000 | 41,957,000 | 43,014,000 | 44,030,000 |
| Total capital | 45,625,000 | 46,700,000 | 47,828,000 | 49,002,000 |
| Risk-weighted assets | 371,102,000 | 379,330,000 | 385,028,000 | 429,364,000 |