Call reports 2012
FORBRIGHT BANK — 2012
What FORBRIGHT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 316,643,000 | 332,566,000 | 353,652,000 | 404,295,000 |
| Total loans | 201,762,000 | 244,204,000 | 271,828,000 | 282,644,000 |
| Allowance for loan losses | 2,039,000 | 2,359,000 | 2,759,000 | 3,548,000 |
| Securities available for sale | 56,553,000 | 52,023,000 | 52,247,000 | 70,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,905,000 | 257,391,000 | 282,598,000 | 332,434,000 |
| Interest-bearing deposits | 170,231,000 | 176,332,000 | 206,300,000 | 247,815,000 |
| Noninterest-bearing deposits | 76,674,000 | 81,059,000 | 76,298,000 | 84,619,000 |
| Equity capital | 32,038,000 | 32,449,000 | 33,034,000 | 33,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 6,304,000 | 10,154,000 | 14,269,000 |
| Interest expense | 521,000 | 1,003,000 | 1,440,000 | 1,923,000 |
| Net interest income | 2,430,000 | 5,301,000 | 8,714,000 | 12,346,000 |
| Noninterest income | 364,000 | 640,000 | 1,034,000 | 1,496,000 |
| Noninterest expense | 2,156,000 | 4,522,000 | 7,300,000 | 10,145,000 |
| Provision for loan losses | 178,000 | 494,000 | 889,000 | 1,673,000 |
| Pretax income | 460,000 | 925,000 | 1,679,000 | 2,176,000 |
| Income tax | 182,000 | 366,000 | 664,000 | 890,000 |
| Net income | 278,000 | 559,000 | 1,015,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,866,000 | 32,147,000 | 32,603,000 | 32,875,000 |
| Total capital | 33,975,000 | 34,578,000 | 35,427,000 | 36,497,000 |
| Risk-weighted assets | 209,394,000 | 246,357,000 | 271,842,000 | 292,404,000 |