Call reports 2025
BCBANK, INC. — 2025
What BCBANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 223,017,000 | 225,165,000 | 233,085,000 |
| Total loans | 171,981,000 | 175,372,000 | 178,601,000 |
| Allowance for loan losses | 1,608,000 | 1,597,000 | 1,600,000 |
| Securities available for sale | 31,671,000 | 34,132,000 | 33,785,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 200,011,000 | 200,679,000 | 208,645,000 |
| Interest-bearing deposits | 162,532,000 | 163,584,000 | 171,124,000 |
| Noninterest-bearing deposits | 37,479,000 | 37,095,000 | 37,521,000 |
| Equity capital | 21,965,000 | 22,422,000 | 23,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 3,049,000 | 6,215,000 | 9,502,000 |
| Interest expense | 1,238,000 | 2,452,000 | 3,680,000 |
| Net interest income | 1,811,000 | 3,763,000 | 5,822,000 |
| Noninterest income | 751,000 | 996,000 | 1,249,000 |
| Noninterest expense | 1,613,000 | 2,970,000 | 4,788,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 949,000 | 1,789,000 | 2,283,000 |
| Income tax | 243,000 | 425,000 | 548,000 |
| Net income | 706,000 | 1,364,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 24,108,000 | 24,766,000 | 25,137,000 |