Call reports 2003
BCBANK, INC. — 2003
What BCBANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 87,252,000 | 94,232,000 | 93,960,000 | 92,640,000 |
| Total loans | 28,104,000 | 29,496,000 | 33,126,000 | 36,354,000 |
| Allowance for loan losses | 401,000 | 394,000 | 403,000 | 424,000 |
| Securities available for sale | 52,364,000 | 59,245,000 | 55,239,000 | 50,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,800,000 | 80,012,000 | 80,849,000 | 79,771,000 |
| Interest-bearing deposits | 68,474,000 | 74,312,000 | 75,004,000 | 73,883,000 |
| Noninterest-bearing deposits | 5,326,000 | 5,700,000 | 5,845,000 | 5,888,000 |
| Equity capital | 12,469,000 | 12,902,000 | 12,271,000 | 12,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,149,000 | 3,277,000 | 4,376,000 |
| Interest expense | 454,000 | 896,000 | 1,334,000 | 1,749,000 |
| Net interest income | 609,000 | 1,253,000 | 1,943,000 | 2,627,000 |
| Noninterest income | 33,000 | 74,000 | 125,000 | 176,000 |
| Noninterest expense | 492,000 | 958,000 | 1,459,000 | 1,978,000 |
| Provision for loan losses | 6,000 | 12,000 | 30,000 | 63,000 |
| Pretax income | 144,000 | 357,000 | 596,000 | 779,000 |
| Income tax | 42,000 | 108,000 | 179,000 | 226,000 |
| Net income | 102,000 | 249,000 | 417,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,415,000 | 11,353,000 | 11,522,000 | 11,434,000 |
| Total capital | 11,816,000 | 11,747,000 | 11,925,000 | 11,858,000 |
| Risk-weighted assets | 37,938,000 | 40,524,000 | 41,945,000 | 44,191,000 |
Machine access — free, no API key
Every figure shown here about BCBANK, INC. — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.