Call reports 2025
MILESTONE BANK — 2025
What MILESTONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 368,245,000 | 391,045,000 | 385,278,000 | 374,567,000 |
| Total loans | 339,119,000 | 363,895,000 | 357,223,000 | 336,604,000 |
| Allowance for loan losses | 7,329,000 | 8,172,000 | 7,875,000 | 9,035,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,788,000 | 1,788,000 | 1,734,000 | 2,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,769,000 | 328,618,000 | 319,379,000 | 313,632,000 |
| Interest-bearing deposits | 298,313,000 | 322,111,000 | 313,037,000 | 307,935,000 |
| Noninterest-bearing deposits | 6,456,000 | 6,507,000 | 6,342,000 | 5,697,000 |
| Equity capital | 48,836,000 | 50,484,000 | 52,303,000 | 51,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,246,000 | 18,803,000 | 28,513,000 | 37,516,000 |
| Interest expense | 3,106,000 | 6,306,000 | 9,720,000 | 13,016,000 |
| Net interest income | 6,140,000 | 12,497,000 | 18,793,000 | 24,500,000 |
| Noninterest income | 694,000 | 1,559,000 | 2,216,000 | 3,669,000 |
| Noninterest expense | 3,081,000 | 6,214,000 | 9,406,000 | 12,471,000 |
| Provision for loan losses | 1,117,000 | 3,117,000 | 4,567,000 | 9,161,000 |
| Pretax income | 2,644,000 | 4,735,000 | 7,051,000 | 6,388,000 |
| Income tax | 661,000 | 1,184,000 | 1,764,000 | 1,599,000 |
| Net income | 1,983,000 | 3,551,000 | 5,287,000 | 4,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,197,000 | 49,677,000 | 51,390,000 | 51,287,000 |