Call reports 2019
MILESTONE BANK — 2019
What MILESTONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,287,000 | 169,477,000 | 162,875,000 | 157,326,000 |
| Total loans | 160,405,000 | 155,196,000 | 148,962,000 | 143,743,000 |
| Allowance for loan losses | 4,033,000 | 4,053,000 | 3,811,000 | 3,498,000 |
| Securities available for sale | 539,000 | 550,000 | 557,000 | 558,000 |
| Securities held to maturity | 866,000 | 866,000 | 782,000 | 782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,897,000 | 137,498,000 | 130,239,000 | 126,412,000 |
| Interest-bearing deposits | 138,810,000 | 136,544,000 | 129,267,000 | 125,549,000 |
| Noninterest-bearing deposits | 1,087,000 | 953,000 | 972,000 | 863,000 |
| Equity capital | 24,938,000 | 25,593,000 | 26,170,000 | 24,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,220,000 | 10,957,000 | 14,513,000 |
| Interest expense | 753,000 | 1,546,000 | 2,321,000 | 3,065,000 |
| Net interest income | 2,831,000 | 5,674,000 | 8,636,000 | 11,448,000 |
| Noninterest income | 6,000 | 13,000 | 18,000 | 62,000 |
| Noninterest expense | 1,238,000 | 2,516,000 | 3,820,000 | 5,285,000 |
| Provision for loan losses | 554,000 | 848,000 | 1,327,000 | 1,761,000 |
| Pretax income | 1,045,000 | 2,324,000 | 3,507,000 | 4,464,000 |
| Income tax | 263,000 | 584,000 | 882,000 | 1,121,000 |
| Net income | 782,000 | 1,740,000 | 2,625,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,938,000 | 25,592,000 | 26,170,000 | 24,788,000 |
| Total capital | 27,005,000 | 27,597,000 | 28,094,000 | 26,639,000 |
| Risk-weighted assets | 163,418,000 | 158,254,000 | 152,028,000 | 146,405,000 |