Call reports 2018
MILESTONE BANK — 2018
What MILESTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 174,111,000 | 175,556,000 | 174,753,000 | 173,597,000 |
| Total loans | 159,905,000 | 161,383,000 | 162,860,000 | 160,749,000 |
| Allowance for loan losses | 3,804,000 | 3,764,000 | 3,870,000 | 3,802,000 |
| Securities available for sale | 523,000 | 522,000 | 521,000 | 529,000 |
| Securities held to maturity | 917,000 | 917,000 | 950,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,319,000 | 145,162,000 | 143,945,000 | 141,617,000 |
| Interest-bearing deposits | 144,320,000 | 143,100,000 | 142,910,000 | 140,490,000 |
| Noninterest-bearing deposits | 999,000 | 2,062,000 | 1,034,000 | 1,127,000 |
| Equity capital | 22,574,000 | 23,220,000 | 23,849,000 | 24,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,464,000 | 9,862,000 | 13,376,000 |
| Interest expense | 592,000 | 1,236,000 | 1,928,000 | 2,645,000 |
| Net interest income | 2,561,000 | 5,228,000 | 7,934,000 | 10,731,000 |
| Noninterest income | 3,000 | 2,000 | 12,000 | 15,000 |
| Noninterest expense | 1,069,000 | 2,196,000 | 3,400,000 | 4,656,000 |
| Provision for loan losses | 325,000 | 712,000 | 965,000 | 1,246,000 |
| Pretax income | 1,170,000 | 2,322,000 | 3,581,000 | 4,844,000 |
| Income tax | -457,000 | -167,000 | 148,000 | 494,000 |
| Net income | 1,627,000 | 2,489,000 | 3,433,000 | 4,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,574,000 | 23,220,000 | 23,849,000 | 24,460,000 |
| Total capital | 24,634,000 | 25,298,000 | 25,940,000 | 26,526,000 |
| Risk-weighted assets | 163,044,000 | 164,555,000 | 165,482,000 | 163,575,000 |