Call reports 2017
MILESTONE BANK — 2017
What MILESTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,313,000 | 170,243,000 | 172,374,000 | 175,592,000 |
| Total loans | 159,074,000 | 161,708,000 | 159,389,000 | 163,295,000 |
| Allowance for loan losses | 3,852,000 | 3,905,000 | 3,720,000 | 3,658,000 |
| Securities available for sale | 520,000 | 526,000 | 529,000 | 528,000 |
| Securities held to maturity | 625,000 | 825,000 | 791,000 | 991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,184,000 | 140,943,000 | 143,006,000 | 144,741,000 |
| Interest-bearing deposits | 135,811,000 | 139,730,000 | 141,925,000 | 143,655,000 |
| Noninterest-bearing deposits | 1,373,000 | 1,213,000 | 1,081,000 | 1,086,000 |
| Equity capital | 20,078,000 | 20,413,000 | 20,735,000 | 21,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,979,000 | 5,950,000 | 9,004,000 | 12,003,000 |
| Interest expense | 459,000 | 946,000 | 1,491,000 | 2,048,000 |
| Net interest income | 2,520,000 | 5,004,000 | 7,513,000 | 9,955,000 |
| Noninterest income | 81,000 | 165,000 | 185,000 | 199,000 |
| Noninterest expense | 944,000 | 2,133,000 | 3,219,000 | 4,466,000 |
| Provision for loan losses | 316,000 | 826,000 | 1,417,000 | 1,595,000 |
| Pretax income | 1,341,000 | 2,210,000 | 3,062,000 | 4,093,000 |
| Income tax | 501,000 | 826,000 | 1,145,000 | 1,529,000 |
| Net income | 840,000 | 1,384,000 | 1,917,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,078,000 | 20,413,000 | 20,735,000 | 21,167,000 |
| Total capital | 22,111,000 | 22,480,000 | 22,783,000 | 23,263,000 |
| Risk-weighted assets | 160,842,000 | 163,539,000 | 162,062,000 | 166,094,000 |