Call reports 2016
MILESTONE BANK — 2016
What MILESTONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,432,000 | 157,938,000 | 161,301,000 | 167,218,000 |
| Total loans | 145,693,000 | 149,800,000 | 154,351,000 | 162,364,000 |
| Allowance for loan losses | 3,160,000 | 3,428,000 | 3,610,000 | 3,929,000 |
| Securities available for sale | 524,000 | 530,000 | 530,000 | 517,000 |
| Securities held to maturity | 773,000 | 773,000 | 684,000 | 984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,725,000 | 130,722,000 | 133,097,000 | 137,363,000 |
| Interest-bearing deposits | 125,593,000 | 129,443,000 | 131,843,000 | 135,939,000 |
| Noninterest-bearing deposits | 1,132,000 | 1,279,000 | 1,254,000 | 1,424,000 |
| Equity capital | 17,883,000 | 18,532,000 | 18,901,000 | 19,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,816,000 | 5,737,000 | 8,702,000 | 11,677,000 |
| Interest expense | 378,000 | 778,000 | 1,200,000 | 1,640,000 |
| Net interest income | 2,438,000 | 4,959,000 | 7,502,000 | 10,037,000 |
| Noninterest income | 72,000 | 155,000 | 387,000 | 388,000 |
| Noninterest expense | 835,000 | 1,763,000 | 2,738,000 | 3,686,000 |
| Provision for loan losses | 495,000 | 1,043,000 | 1,834,000 | 2,274,000 |
| Pretax income | 1,180,000 | 2,308,000 | 3,317,000 | 4,465,000 |
| Income tax | 444,000 | 866,000 | 1,242,000 | 1,664,000 |
| Net income | 736,000 | 1,442,000 | 2,075,000 | 2,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,883,000 | 18,532,000 | 18,901,000 | 19,449,000 |
| Total capital | 19,739,000 | 20,444,000 | 20,868,000 | 21,515,000 |
| Risk-weighted assets | 147,194,000 | 151,452,000 | 155,732,000 | 163,439,000 |