Call reports 2015
MILESTONE BANK — 2015
What MILESTONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,864,000 | 133,956,000 | 138,528,000 | 148,670,000 |
| Total loans | 116,810,000 | 129,370,000 | 132,326,000 | 143,720,000 |
| Allowance for loan losses | 2,490,000 | 2,819,000 | 2,877,000 | 3,338,000 |
| Securities available for sale | 513,000 | 509,000 | 517,000 | 514,000 |
| Securities held to maturity | 504,000 | 704,000 | 624,000 | 624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,509,000 | 109,077,000 | 113,708,000 | 122,818,000 |
| Interest-bearing deposits | 100,975,000 | 108,345,000 | 112,942,000 | 121,668,000 |
| Noninterest-bearing deposits | 534,000 | 732,000 | 766,000 | 1,150,000 |
| Equity capital | 15,710,000 | 16,230,000 | 17,009,000 | 17,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,261,000 | 8,029,000 | 10,822,000 |
| Interest expense | 247,000 | 517,000 | 835,000 | 1,174,000 |
| Net interest income | 2,403,000 | 4,744,000 | 7,194,000 | 9,648,000 |
| Noninterest income | 91,000 | 93,000 | 215,000 | 312,000 |
| Noninterest expense | 869,000 | 1,795,000 | 2,641,000 | 3,607,000 |
| Provision for loan losses | 498,000 | 909,000 | 1,225,000 | 2,227,000 |
| Pretax income | 1,127,000 | 2,133,000 | 3,543,000 | 4,126,000 |
| Income tax | 422,000 | 795,000 | 1,323,000 | 1,538,000 |
| Net income | 705,000 | 1,338,000 | 2,220,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,710,000 | 16,230,000 | 17,009,000 | 17,265,000 |
| Total capital | 17,209,000 | 17,876,000 | 18,696,000 | 19,093,000 |
| Risk-weighted assets | 118,977,000 | 130,552,000 | 133,726,000 | 144,757,000 |