Call reports 2011
MILESTONE BANK — 2011
What MILESTONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,096,000 | 65,145,000 | 68,200,000 | 67,343,000 |
| Total loans | 57,413,000 | 60,815,000 | 63,992,000 | 64,492,000 |
| Allowance for loan losses | 1,799,000 | 1,677,000 | 1,600,000 | 1,771,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 559,000 | 558,000 | 488,000 | 488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,484,000 | 53,479,000 | 53,599,000 | 52,339,000 |
| Interest-bearing deposits | 51,176,000 | 53,073,000 | 53,206,000 | 51,946,000 |
| Noninterest-bearing deposits | 308,000 | 406,000 | 393,000 | 393,000 |
| Equity capital | 7,665,000 | 8,097,000 | 11,026,000 | 11,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,957,000 | 6,076,000 | 8,190,000 |
| Interest expense | 283,000 | 562,000 | 850,000 | 1,117,000 |
| Net interest income | 1,676,000 | 3,395,000 | 5,226,000 | 7,073,000 |
| Noninterest income | 80,000 | 82,000 | 84,000 | 223,000 |
| Noninterest expense | 781,000 | 1,601,000 | 2,493,000 | 3,318,000 |
| Provision for loan losses | 151,000 | 205,000 | 206,000 | 389,000 |
| Pretax income | 824,000 | 1,671,000 | 2,611,000 | 3,589,000 |
| Income tax | 299,000 | 614,000 | 992,000 | 1,362,000 |
| Net income | 525,000 | 1,057,000 | 1,619,000 | 2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,665,000 | 8,097,000 | 11,026,000 | 11,351,000 |
| Total capital | 8,402,000 | 8,878,000 | 11,845,000 | 12,174,000 |
| Risk-weighted assets | 57,918,000 | 61,558,000 | 64,774,000 | 64,867,000 |